Risk Return Profile Of Investment In Mutual Funds-Lessons From India

Dr. M K Ramakrishnan ., A. Suchitra ., Reshma P .


The ultimate objective of mutual fund is to enhance investors’ participation in the capital market and provide sufficient return and liquidity to their investments.  The numbers of Indians putting money in mutual fund is steadily increasing. This has lead to the entry of several AMC’s in the mutual fund business. They represent Public sectors, Private sectors, and Domestic and Foreign enterprises. They design variety of funds to attract Investors The present study titled RISK RETURN PROFILE OF INVESTMENT IN MUTUAL FUNDS- LESSONS FROM INDIA is an attempt to analyze how the mutual funds of different AMC’s operating in India satisfy the investment objectives of investors. It was found that Mutual funds offer a profitable investment option to increase the return of small investors. The risk adjusted returns generated by equity linked mutual funds is found generally higher than that of the bench mark index NIFTY. The study could not reveal any statistically significant difference  between different categories of AMC’s and funds performance .The risk exposure of equity linked funds are generally high. However we could not find any evidences to suggest statistically significant difference between the categories of mutual fund and their risk exposure. With the growth in  the Indian economy  the savings of people is expected to grow further .This provides ample opportunities  for mutual funds   to design new products that maximizes the risk adjusted returns to the investor. The regulators like central government and SEBI should take appropriate measures to  popularize  mutual funds by offering tax soaps  and other incentives to all forms of mutual fund investments .


Beta. Sharpe ratio. Risk return profile, NIFTY

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